The Bilbe says that money is a root of all evils that it is hard to enter the kingdom of God when you are wealthy.
However, money is important. It answers most of the basic needs we have such as food, shelter, clothing, education of children, healthcare, debts, etc. King Solomon prayed in Proverbs:
“Remove far from me falsehood and lies. Give me neither poverty nor riches. Feed me with the food that is needful for me; lest I be full, deny you, and say, 'Who is Yahweh?’ or lest I be poor, and steal, and so dishonor the name of my God.” Proverbs 30:8-9
Money is the essence of why we work in the first place. It helps us meet our obligations to our family.
God’s advice for using money
While others are content to sustain themselves, some are not. There are those who want to gain more money and wealth. God tells us to use money to gain friends and be worth the trust so we will deserve to have heavenly possessions. “I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings… If you are not trustworthy in handling worldly wealth, who will trust you with true riches? And if you have not been trustworthy with someone else's property, who will give you property of your own?” Luke 16:9-12 (NIV)
Being wealthy is not a sin in itself, God knows that. However, it is how one regards his money that matters. However, most of the wealthy people set their heart to their wealth. They are trapped to the temptations of their possessions, making money the culprit of grabbing their soul away from being good and kind.
For where your treasure is, your heart is there too. Rich people fall into a trap and are open to wicked and silly desires, destroying and ruining their souls. For loving money leads to all evil, and many in the struggle to be wealthy lost their faith and suffer untold agonies of the mind.
The Bible tells us to use money to show to our brethren that God loves them…through us, and we can use money as a tool to manifest that.
“But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have committed much, of him they will ask the more.” Luke 12:48 (KJV)
Saving money and planning
”On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come.” 1 Cor 16:2.
God did not despise the idea of saving. He does not want His people to suffer. That is why He has rules set for His people to follow…for the good of everyone. However, many indulge themselves into breaking God’s rules and do vices that bring them insufficient money. Man’s fate is his own making.
The scriptures also tell us that God encourages hard work, earning, planning and budgeting, so that we will not experience poverty.
“Go to the ant, sluggard; consider her ways and be wise; who having no guide, overseer, or ruler, provides her food in the summer and gathers her food in the harvest.” Proverbs 6:6-8
“The thoughts of the diligent tend only to plenty; but the thoughts of everyone who is hasty only to poverty.” Proverbs 21:5.
The Bible encourages to plan on things ahead so we will finish every endeavor that we undertake. God with all His wisdom, wants His people to use their heads, especially when it comes to money.
“For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was not able to finish.“ Luke 14:28-30